Terms & Conditions
YOU ARE PERMITTED TO USE THE WEBSITE FOR PERSONAL, NON-COMMERCIAL USE ONLY AND MAY NOT REPRODUCE, DISTRIBUTE, MODIFY, CREATE DERIVATIVE WORKS OF, PUBLISH, DOWNLOAD, STORE OR TRANSMIT ANY MATERIAL ON OUR WEBSITE.
The following terms and conditions govern your access to and use of the website healthprices.org, including any content or services offered on or through healthprices.org (the “Website”).
Please read these terms and conditions carefully before using the Website. By using the Website, you accept and agree to be bound and abide by these terms and conditions and the Website privacy policy, available here and incorporated herein by reference. If you do not agree to these terms and conditions, do not access the Website.
IMPORTANT! This Website Does Not Provide Medical Advice.
The information on the Website (“Content”) cannot, and is not intended to, replace the relationship that you have with your health care professionals. The Content is not medical advice and you should always talk to your health care professionals for diagnosis and treatment, including information regarding which drugs or treatment may be appropriate for you. We do not represent or warrant that any particular drug or treatment is safe, appropriate or effective for you. In the event of a medical emergency, you should contact your doctor immediately or call 911.
The Website groups together services that are often delivered together to address a particular medical problem. The descriptions of different bundles, and the inclusion of particular services in a bundle, is not medical advice that any particular bundle is the right treatment for you, or that you should not get a service that is not included in a given bundle or that is not included in any bundle. All of those matters are things that you should decide, in consultation with your health care professional.
Although cost and quality information are emphasized within this tool, it is important to note that many other factors impact the selection of your provider. These may include established provider relationships; network considerations, primary care referrals, and/or benefit plan design. HCCI seeks to provide members with additional information that may enable them to make an informed decision about their health care. This Website may include content provided by third parties. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by HCCI, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of HCCI. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.
General Information Regarding Your Health Benefits
- This site provides information about treatment costs, not health insurance benefits. Nothing on this site guarantees eligibility, coverage, or payment, or determines or guarantees the benefits, limitations or exclusions of your health insurance coverage.
- You will be responsible for the cost of procedures or services not covered by your plan.
- The accompanying information available on this site should not be construed as representing your health plans or employer’s medical policies or clinical programs.
- Use of this site in no way increases or decreases the benefits under your health plans or employer’s benefit plan. Your coverage documents control your health insurance coverage.
General Information Regarding Cost Estimates
- DO NOT AVOID GETTING HEALTH CARE BASED ON THE COST INFORMATION ON THIS SITE.
- The cost information provided by the Website is an estimate based on averages (not an arithmetic mean but rather based on a combination of means and medians) and a limited data set. Our estimated cost information is not a guarantee of payment or benefits. Your actual costs may be higher or lower than the estimate for a number of reasons, as discussed below.
- These ranges do not reflect high and low costs, rather half of the valid prices were displayed. One quarter were above and one quarter were below the average.
- Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.
- The cost estimates provided may be different from your actual costs for several reasons, including but not limited to:
- Your unique medical circumstances and the decisions made by you and your health care professionals as to what services you will receive; if the services you receive are different from the services in the bundle, the cost estimates based on the bundle may vary from the cost for the services you receive
- Where you receive services; for example, if you receive services in a hospital and your estimate was based on services received in a healthcare provider’s office or outpatient facility, costs may differ.
- Your cost estimate reflects costs based on the use of an in-network provider. Your actual costs may be different if you receive services from an out-of-network provider
- Your personal health status; for example, if you require additional services because of your personal health status, actual costs may vary from the estimates provided
- In addition, the out-of-pocket cost for which you will be responsible will depend upon the terms of your health insurance plan.
Additional Information Regarding Bundles
A bundle is a possible treatment program that your health care provider may utilize in your care. Bundles are derived from claims information and other data that combines inpatient, outpatient, and ancillary claims to build an example of a treatment episode from the onset of care until treatment is complete. A bundle may consist of one or several health services that may span any duration of time depending on the health condition being treated. Bundles may include simple single procedure events (one step) or complex episodes of care (multiple steps). Each step in the bundle represents one or more services.
A service can be an office visit, an x-ray, a lab test, a diagnostic or surgical procedure. A bundle is merely an example of what services may be ordered to treat a specific condition.
You and your healthcare provider will decide what is best for you based on your unique medical condition. Your treatment plan may differ from the bundle information provided in the Toolkit. Therefore, the estimates provided in this tool may not be applicable to the treatment provided by your health care provider.
Intellectual Property Rights
The Website and its Content, features and functionality are owned by HCCI, its licensors and other providers of such material and are protected by United States and international copyright, trademark and other intellectual property or proprietary rights laws. Any unauthorized use of the Website or Content may violate copyright laws, trademark laws or other laws, rules and regulations. You may not remove any copyright, trademark or other proprietary notices from the Website or any Content. All rights to the Website and Content not expressly granted herein are reserved by and to the respective owners of such Content.
You are permitted to use the Website for personal, non-commercial use only and may not reproduce, distribute, modify, create derivative works of, publish, download, store or transmit any material on our Website. Notwithstanding the foregoing, you may do the following in connection with personal, non-commercial use of the Website: make one hard copy print of limited portions of the information and materials on an ad hoc basis; temporarily store copies or files in RAM incidental to your accessing or viewing those materials; and store files that are automatically cached by your Web browser for display enhancement purposes.
In the event that you submit, transmit or share on or via the Website any communication, message, data, content, question, comment, idea, suggestion or the like (collectively “User Communications”), it will be treated as non-confidentiality and non-proprietary (subject our Privacy Policy). Accordingly, please do not post, upload, submit or share any User Communications you wish to be kept confidential or for which you expect compensation, acknowledgment or attribution. You grant to us and our affiliates and/or designees, an unlimited, perpetual, transferrable, fully paid up, royalty-free, irrevocable, worldwide license to use your User Communications in any and all media now known or hereafter to become known for our customary business purposes, without the need for any acknowledgment, compensation or attribution. You declare and warrant to us that you are entitled to transmit, use or post User Communications and have all relevant licenses and consents from any relevant third parties. Further, we and our affiliates are free to use any ideas, concepts, know-how or techniques contained in any User Communication you send via the Site for any purpose whatsoever including without limitation developing, marketing and providing products and services.
Prohibited Uses
You may use the Website only for lawful purposes and in accordance with these terms and conditions. You agree not to do the following: use the Website in any way that violates any applicable laws or regulations; for the purpose of exploiting, harming or attempting to exploit or harm minors in any way; to transmit, or procure the sending of, any advertising or promotional material; to impersonate or attempt to impersonate HCCI, its employees or any other person or entity; to engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Website; use any robot, spider or other automatic device, process or means to access the Website for any purpose; introduce any viruses, Trojan horses, worms, logic bombs or other malicious material; use the Website or any Content to develop a database or other information resource in any media (print, electronic, or otherwise, now existing or developed in the future) for sale to, distribution to, display to, or use by others; create aggregations, compilations or derivative works based on the Website or Content; or otherwise attempt to interfere with the proper working of the Website.
Monitoring and Enforcement; Termination
We have the right to take appropriate legal action, including referral to law enforcement, for any suspected illegal or unauthorized use of the Website or Content and may terminate or suspend your access to all or part of the Website for any or no reason.
Changes to these Terms and Conditions
From time to time we may update these terms and conditions. The date the terms and conditions were last revised is identified at the top of the page and you are responsible for periodically visiting our Website and these terms and conditions to check for any changes. Your continued use of the Website will be subject to the terms of the then-current terms and conditions.
Website Accessibility
We reserve the right to withdraw or amend this Website, and any service or material we provide on the Website, in our sole discretion and without notice. If for any reason any part of the Website is unavailable or restricted at any time, we will not be liable.
Geographic Restrictions
We provide this Website for use only by persons located in the United States. We make no claims that the Website or any of its content is accessible or appropriate outside of the United States. Access to the Website may not be legal by certain persons or in certain countries. If you access the Website from outside the United States, you do so at your own initiative and are responsible for compliance with local laws.
Location Services Provider
Latitude and longitude conversion data services are provided by GeoNames, a geographical database available for download free of charge under a creative commons attribution license.
Disclaimer of Warranties
You understand that we cannot and do not guarantee or warrant that files available via the Internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.
YOUR USE OF THE WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER HCCI NOR ANY PERSON ASSOCIATED WITH HCCI MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER HCCI NOR ANYONE ASSOCIATED WITH HCCI REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.
HCCI HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE.
THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
Limitation on Liability
IN NO EVENT WILL HCCI, ITS AFFILIATES OR JOINT VENTURERS OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE.
THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
Indemnification
You agree to defend, indemnify and hold harmless HCCI, its affiliates, licensors and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these terms and conditions or your use of the Website, including, but not limited to, your use of any Content or information obtained from the Website.
Governing Law
All matters relating to the Website and these terms and conditions and any dispute or claim arising therefrom or related thereto, shall be governed by and construed in accordance with the internal laws of the State of New York without giving effect to any choice or conflict of law provision or rule. By accessing or using the website, you consent and submit to the exclusive jurisdiction and venue of the state and federal courts located in New York. A printed version of these terms and conditions will be admissible in judicial and administrative proceedings based upon or relating to these terms and conditions to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.
Enforceability; Non-waiver
In the event that any provision of these terms and conditions conflicts with applicable law, rule regulation or order or if any provision is held invalid by a court with competent jurisdiction, then such provision will be deemed to be restated to reflect as nearly as possible our original intentions, and the remainder of these terms and conditions will remain in full force and effect. Any failure by us to insist upon or enforce strict performance of any provision of these terms and conditions or to exercise any right under these terms and conditions will not be construed as a waiver or relinquishment of our right to assert or rely upon any such provision or right in that or any other instance, rather, the same will be and remain in full force and effect.
Entire Agreement
These terms and conditions and our privacy policy constitute the sole and entire agreement between you and HCCI with respect to the Website and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, with respect to the Website.